EXTRACTION OF MACROECONOMIC INDICATORS FROM TEXTS AND THEIR SEMANTIC LINKS FOR SENTIMENT ANALYSIS
There are progress reports and planned activities as well as projections and plans for the future. Unstructured data should lead to a more structured view - texts in tables-facts.
Solution: First, markers (indicators, quantitative and qualitative characteristics, institutions, activities, social object, etc.) and then relations between them (forecasts, implemented changes, current situation, etc.) are highlighted. Types of relations in this case get tonal color - negative, neutral, positive.
HOW TO AUTOMATE THE CALCULATION OF THE INSURANCE BONUS? SOLUTION IS CUSTOMER SCORING?
Potential the insurance premium amount consists of 3 main parts: theft risk premium, total risk premium and damage risk premium. The amount of the damage risk premium is calculated based on the average premium for the brand/model (determined on the basis of the average expenses of the insurance company on indemnification of losses for the respective vehicle) and the "accident risk factor". which is determined individually for each insurance policy taking into account the peculiarities of the vehicle and its drivers.
Solution: Calculation of individual level of accident risk (accident risk factor) on the basis of vehicle data, owners' history, accident history of the vehicle, fines, owners' data, etc.
CUSTOMER PROBLEM ANALYSIS: DEFAULTS AND LOAN DEFAULTS
bank customers often do not repay consumer loans taken from the bank in the first two years when interest payments are highest. The bank has to reduce the risks of non-payment at this time as much as possible, i.e. cut off at the stage of making a decision on granting loans to insolvent clients.
Solution: Forecast of client default in the first and second year on the history of client transactions
HOW TO AUTOMATE VEHICLE INSPECTION WHEN BUYING INSURANCE?
Potential fraudsters can deceive an insurance company when they do a photo inspection of their car on their own, for example, by replacing photos with older ones that do not yet have recent damage to the car. Thus, when buying insurance, they can report the damage they have actually sustained before buying the policy and repair it for free.
Solution: detection of fraudulent photos (old, from the screen, layouts, in the photo editor, similar cars) based on image/video stream analysis.